Pet insurance
What we recommend and why
People are always asking us what pet insurance we recommend, and, to be honest, I've never felt confident enough in any single company to make a recommendation. That's because prices and offerings are constantly changing and I want to make sure our customers get the best coverage for the lowest price.
That's why I'm excited to partner with The Pet Insurance Brokers. They aren't connected to a single insurance company and can shop around to find you the best deal. I'm so impressed with how quick and easy it is to get a free quote on their website and the coverage they provide gives me peace of mind that our puppies are going to be protected no matter what.
Coverages on the recommended plan
Accidents and injuries: hospitalizations and emergency care, cruciate ligaments including ACL, MCL, CCL and PCL, foreign body ingestion.
Illnesses and conditions: hereditary, congenital, and chronic conditions, periodontal disease, anal gland saccuitis, abscesses or cancer, pregnancy (for mother only), burial and/or cremation including grief counseling.
Diagnostics: diagnostic tests, x-rays, ultrasounds, exam fees.
Procedures: surgeries, routine complications, endodontics and orthodontics, removal of deciduous teeth.
Prescriptions and treatments: prescription pet foods, medications including allergy and anxiety, anal gland expression, preventative treatment, medicated baths, treatment of heartworm, parasites and Lyme disease, cancer treatment.
Holistic and alternative therapies: prescribed holistic care such as herbal remedies, aromatherapy and CBD oil, and alternative therapies such as chiropractic, acupuncture and hydrotherapy.
Wellness coverages: some policies offer optional wellness plans covering annual exams, vaccinations, dental care, and flea and tick prevention.
Common questions
When should I sign up? The sooner, the better. Coverage for accidents begins immediately, and illnesses are covered after a short waiting period. Pre-existing conditions are never covered, so enrolling while your puppy is healthy ensures maximum protection.
Can I use my current veterinarian? Yes. There are no network restrictions. You can visit any licensed veterinarian, specialist, or emergency clinic in the United States.
How do claims work? Pay your vet bill, submit your claim online or via mobile app, and get reimbursed directly to your bank account. Most claims are processed within 5-7 business days.
What if my puppy develops a hereditary condition? Hereditary and congenital conditions are covered under some plans as long as they weren't pre-existing when you enrolled.
Is there an age limit? Puppies can be enrolled as early as 8 weeks old, and there's no upper age limit for renewal once enrolled.
What's the difference between the basic and wellness plans? The basic plan covers accidents and illnesses. The wellness plan adds routine care like vaccinations, annual exams, dental cleanings, and preventive treatments.
